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Nope—and be wary of anyone who does without knowing your full situation. We stick to education and analysis. For personalized recommendations, you'll need a licensed financial advisor who understands your specific goals and circumstances.

Maybe! We genuinely consider reader suggestions when planning content. No guarantees—but if multiple people ask about something, that's a pretty good sign we should write about it.

A few times per month, give or take. We'd rather take longer and get it right than rush something out just to have fresh content. Research takes time.

Everything here is free. No paywalls, no premium tiers, no "subscribe for the real stuff." We think financial education should be open to anyone curious enough to read it.

Usually within a day or two on business days. If it's urgent, phone works faster. We're real people with coffee breaks and meetings, but we do check messages.